4.0
YOUR GPA

Your budget,
crystal clear.

Grade your spending. Track your progress. Master your money — all in one number you can easily understand.

Features

Transparent finances.

See through the noise. Focus on what matters.

5-Category Scoring

Housing, food, transport, savings, lifestyle — each graded so you see the full picture instantly.

Overall GPA

Individual grades combine into one GPA. Simple, trackable, motivating.

Instant Feedback

Log a purchase, see your grade shift immediately. Cause and effect, visualized.

Trends Over Time

Watch your financial health evolve with clean, beautiful trend charts.

Smart Alerts

Proactive notifications before you overspend. Stay ahead, not behind.

Private & Secure

End-to-end encryption. We never sell your data. Your money stays your business.

Plaid Bank Sync

Connect your bank accounts for automatic transaction importing. No manual entry — your spending data flows in and updates grades in real time.

Claude AI Insights

AI-powered transaction classification, spending pattern analysis, and personalized tips. Gets smarter the more you use it.

Reports & Export

Monthly PDF scorecards, CSV transaction exports, trend charts, and emergency fund tracking. Your complete financial picture.

How It Works

Set up in under 2 minutes.

Create Your Account

Download the app and sign up in seconds. Available free on iOS and Android.

Enter Your Income & Debts

Tell us your monthly take-home pay and any debts — student loans, car payments, etc. This powers your debt-to-income ratio and budget suggestions.

Add Your Emergency Savings

Enter how much you have in easily accessible savings. We'll calculate how many months of expenses you're covered for and factor it into your Financial Safety score.

Set Your Categories & Budget

Choose your spending categories — rent, groceries, dining out, entertainment, and more. We'll suggest a 50/30/20 budget split based on your income, or customize your own.

Get Your First GPA

That's it. Start tracking expenses and watch your grades update in real time. Follow personalized tips to improve your weakest categories and raise your overall GPA.

At a Glance

Built for real budgets.

0 min
Setup Time
A–F
Letter Grade Scale
0.0
Max GPA Score

Pricing

Simple, transparent plans.

Start free. Upgrade when you're ready.

Free

$0
forever

Get started with the basics. No credit card required.

  • 5-category budget scoring
  • Overall GPA calculation
  • Manual expense logging
  • Debt-to-income ratio
  • Smart alerts
  • Trend charts
  • Monthly reports
  • Emergency fund tracking

Monthly

$3.99
/month

Full access to every feature. Cancel anytime.

  • Everything in Free
  • Smart alerts & notifications
  • Trend charts & history
  • Monthly reports
  • Emergency fund tracking
  • Personalized tips
  • Unlimited categories
  • Subscription monitoring

Annual

$39.99
/year — save 17%

Best value. All features, billed once a year.

  • Everything in Monthly
  • Save $7.89 vs monthly
  • Smart alerts & notifications
  • Trend charts & history
  • Monthly reports
  • Emergency fund tracking
  • Personalized tips
  • Subscription monitoring

Lifetime

$99.99
one-time payment

Pay once, use forever. Limited slots available.

  • Everything in Annual
  • Never pay again
  • All future updates included
  • Smart alerts & notifications
  • Trend charts & history
  • Monthly reports
  • Emergency fund tracking
  • Subscription monitoring

Ready to make the grade?

Take control of your finances in under 2 minutes.